Financially Boundless | 10 Week Financial Planning Intensive

Does this sound familiar?

🌀 You think you’ve done all the “right” financial things, but you find yourself wondering WHY you’re doing all of this in the first place

🌀 All the general financial advice out there has become more confusing than helpful to your specific situation

🌀 You are ready to talk to financial professionals who aren’t trying to fit you into a box and who really get YOU

🌀 You are ready to discover what truly matters to you and align your finances with your values

🌀 You love taking something and running with it once you know what direction to run in!

Give us 10 weeks and we’ll give you the financial:

📈 Strategy ✨ Clarity 💪🏽 Empowerment 💕 Alignment 💃🏽 Confidence 🕊 Peace of mind

You’ve been looking for

All our programs include:

✅ Core Values

Before we start, we want to know what’s in your heart. Your core values are your internal guide for what matters to you and you’ll be writing a core values statement with your Financial Values Coach. See a preview of our core values questions here.

✅ 5 Stages to Financial Legacy Roadmap

In case you’ve ever wondered if you’re the worst at finances, don’t worry, you’re not! Our 5 Stages Roadmap will show you how much you’ve already accomplished with your finances and give you exact next steps for what to do next. We even have special action steps for creative freelancers and small biz owners.

✅ Personal Financial Portal

You’ll know exactly how much money is coming and going and be able to make plans based on your real time cash flow. This may be the first time you’re seeing all your finances in one place, which can be exciting and terrifying! You’ll have lifetime access to this once your program is complete.

☎️ 5 Strategy Calls

  • The Onboarding call will guide you through how to use the technology to organize your finances and categorize your expenses. You'll learn how to review your expenses closely and begin to understand how your personal cash flow works.

  • We'll help you hone in on a personal Core Values statement that we'll use as our guiding light for our strategy and recommendations. We'll learn more about your goals and priorities and delve deep into your relationship with money and the values you hold near and dear to you.

  • We'll start going through over 90 action steps to take you from financial safety to financial legacy and determine which stage you're in so you know what you've done so far, where you are now, and exactly where you're headed. This is where we'll start to shape your Recipe for Wealth.

  • Our cash flow call will give you a clear idea of where your money is going - what's coming in, what's going out and why. We'll come up with strategies for how to organize you bank accounts, automate your bills, and and create a system that works for your goals and lifestyle.

  • We will discuss concrete steps for making continued progress through the Five Stages to Financial Legacy. We'll tie up any loose ends and you'll leave the call with a clear understanding of what you need to work on in order to reach your financial goals.

🦋 2 Specialized Coaches

Your financial plan needs to be as multifaceted as you are, so you’ll be working with 2 coaches who will integrate all aspects of YOU into your Financially Boundless plan. Our coaches are Accredited Financial Counselors (AFC®) or Certified Financial Planners (CFP®)

THE WHY 💕 Financial Values Coach (AFC®) - your financial values coach will guide you through your core values, solidify your goals, and help you determine what financial stage you’re in. You’ll get total clarity on the why behind the what.

THE WHAT 📝 Financial Planning Coach (CFP®) - your financial planning coach will review all your financial documents, cash flow, and put together a recommendations document for how to take specific action on all aspects of your financial life

➕ UNLIMITED EMAIL SUPPORT throughout the 10 weeks 📧

COST

Individuals:

Under $200k - $3000

Over $200k - $4000

Couples:

Under $250k - $4000

Over $250k - $5500

🍳 Your Recipe for Wealth

We’ll review your credit score, bank accounts, tax returns, retirement accounts, insurance – anything finance related. Then we’ll put together your personal Recipe for Wealth, a 10-15 page PDF that is all about you! 

In case you wondered if this whole financial planning process could actually be fun, it can actually be fun 💃🏽

Want a sneak peak on what the Recipe for Wealth looks like? Click below:

What We Cover In Your Financial Plan

We’ll get to everything, promise 🙂

Monthly Cash Flow

Savings & Bank Account Organization

Credit Report & Score Analysis

Debt Paydown Plan

Investments & Retirement Planning (401K/IRA/ETC)

Tax Planning

Insurance + Employer Benefits

Estate & Legacy Planning

Some of the many financial topics we can cover in your plan:

($$$ based on how much in potential dollars gained or saved)

  • ✨ Employees ($$$ based on how much in potential dollars gained or saved)

    ✨ Negotiate raises, change jobs - $$$

    ✨ Maximize employer and individual retirement contributions to save taxes now or later - $$$

    ✨ Maximize employer benefits - choose the best medical plan, FSA/HSA contributions - $$

    ✨ Reduce credit card debt or consolidate debt and reduce interest rates/monthly payments - $$

    ✨ Know exactly where your money is going, align your spending with your values- $$

    ✨ Find money to save and create a system for saving - $$

    ✨ Get on the right student loan payment plan - $

    ✨ Organize bank accounts - $

    ✨ Get the right insurance and legal docs for your needs - $

    Get shameless about your money - priceless

  • ✨ Create 12-month cash flow projections and increase rates/streams of income - $$$

    ✨ Create system for tracking biz expenses to maximize tax deductions - $$$

    ✨ Determine best retirement plan for self-employed/tax savings - $$$

    ✨ Get the right business entity set up - $$

    ✨ Get the right insurance and legal docs for your personal and biz needs - $$

    ✨ Organize bank accounts between biz and personal - $

    Get shameless about your money - priceless

Financially Boundless is NOT for you if:

❌ You don’t have the time to commit or room in your schedule to do an intensive 10-week program
❌You’re looking for the next money “hack,” shortcut, hot investment tip, or tax loophole
❌ You want us to do all the work for you
❌ You’re not ready to unpack your financial baggage or talk about your relationship with money
❌ You don’t trust technology and don’t want to put all your information (or feelings!) in a website (even if it’s bank level encrypted)
❌ You never check your email (seriously, a lot of the work happens through email!)

Financially Boundless is not for everyone. Please be honest with yourself and DO NOT sign up for this program if any of the above applies to you. We know this is a big commitment and want to make sure this program is absolutely right for you!

COST

Individuals:

Under $200k - $3000

Over $200k - $4000

Couples:

Under $250k - $4000

Over $250k - $5500

  • We understand this is a huge commitment, not just financially, but also a mental, emotional, and time commitment. We pore over our fees and rates on a regular basis and put a lot of thought into what we charge for the value we create. We've done research on other financial planning pricing models, listened to the needs of our clients, and created a program that is comparably priced and included key components around coaching, advocacy, and hand holding that our clients have found most valuable.

    Most financial planners charge between $2,500-$7,500 for a comprehensive financial plan (or will only work with clients if they have a minimum of $250k+ of investments). Most financial planners do not have a coaching or advocacy component to their plan. We know our clients need more support, hand holding, and advocating on their behalf so we include it in our program.

  • We know schedules are hectic and finding a 10-week time period can feel daunting. The program can take anywhere from 10-12 weeks to complete, based on scheduling meetings, gathering documents, etc. We know your time is valuable and also want to stay flexible so you feel spaciousness throughout the program.

  • A financial planner is someone who helps you create and implement a long-term plan for your money. They often tend to work with people who have already accumulated wealth. A financial coach is someone who helps you build supportive financial habits, holds you accountable, and connect your goals to your values. We believe that our clients need a mix of financial planning and financial coaching to reach their long term goals while also truly getting shameless about their money.

  • We know it feels counterintuitive to pay for financial planning or coaching while you have debt. Shouldn’t all your extra money go towards paying down debt? Many of our clients join our programs with debt because they have spent years trying to pay it down and haven’t been able to get out of a seemingly endless debt cycle. If this is you, we’ve found that having a debt pay down plan that takes your entire financial picture into account can get you on a clear path to successfully paying down debt.

  • Yes, Brunch & Budget is a Registered Investment Advisor and we can advise you on your investments in 401k’s, IRA’s, brokerage accounts, and other investment vehicles and help you log in and change or update your investments as needed. We also manage a handful of clients’ investment portfolios who are particularly interested in going all in on socially responsible investing (SRI).

  • We have a number of clients who have used continuing education, professional development, or L&D/growth dollars from their employee benefits to pay for our program, so yes! This program will be approved by your employer.

  • We are a fee-only financial planning firm, so all our revenue is based off the monthly payment plans you see listed. We do not make revenue or commission from any product or service recommendations we share with you. We manage a small amount of investment accounts in SRI-only (socially responsible investing) - if you decide to open an investment account with us, we charge 0.5% management fee.

  • Yes of course! We know this is a big decision and if you’re not totally sure yet, we invite you to reach out to letsbrunch@brunchandbudget.com to schedule an intro call with one of our team members.

  • Below is a list of other fee-only financial planning firms to check out in case they are a better fit program or budget-wise. We are very intentional about our programs and approach and understand we aren’t for everyone. We want to make sure you land in the right place:

    Worth-winning.com

    Financial Staples

    Money Positive

    Dare to Dream Financial Planning

    GenNext Wealth

    Be Intentional Financial

    Gen Y Planning

    XY Planning Network is a network of hundreds of fee-only, mostly virtual, financial planners

Frequently Asked Questions