NUDGE | 3-Month Financial Planning Quick Start
What's NUDGE?
Our 3-month quick start is where we get in, get it done, and get you going.
You walk away with a complete financial plan and total clarity on how to move forward on your finances.
💃🏽 Make real financial change and still live your life. 💃🏽
Nudge is perfect for you if:
You need someone to guide you through where to start and get trusted advice on what to do next
You’re ready to do some candid self reflection on where you are with your finances, where you want to be, and what it will take to get there
You don’t know exactly what questions to ask, so you want someone to help you look at everything and ask you the questions
You know if you get pointed in the right direction, you can take care of the rest
You’re ready to start prioritizing your goals, taking an honest look at your expenses, and make real change
Here's what's included:
FIve Strategy Calls
We will have 5 strategy calls to get your entire plan put together, including a Tech Call, Core Values Call, Five Stages Call, Cash Flow Call, and Recommendations Call. These calls will happen about 2 weeks apart within 2 months.
Your Action Steps List
After putting your whole plan together, it can feel like everything is priority. We'll give you total clarity on how to make sure everything gets done after we've finished our time together through a comprehensive action steps list.
Your Personal Financial Portal
Finally, everything in one place. Your financial portal will have all of your accounts linked, all your expenses, balance sheet, debt paydown plan, bills calendar, and best of all, the ability for us to see everything you see. You'll have lifetime access to this portal.
One Financial Advocate Call
It might be calling a collections agency, student loan servicer, your accountant, or some other financial entity and you have no idea what you need to say or ask. We'll jump on the phone with you for when you're really stuck and have your back.
30 Days Unlimited Email Support
Don't ask google for financial advice, email us whenever you need help on something for the next 30 days. Whether it's an offer for a credit card, a weird email from work, or if you're wondering how to afford a big purchase, we'll help you figure it out.
COST:
For Individuals:
Under $250,000 of income - $4,000
Over $250,000 of income - $6,000
Couples and Business Owners:
Under $250,000 of income - $6,000
Over $250,000 of income - $8,000
STRATEGY CALLS + FINANCIAL PLAN
NUDGE includes 5 strategy calls which will be held over 2 months (about 2 weeks apart) with some homework in between:
1 | TECH CALL
The first video call will guide you through how to use the technology to organize your finances and categorize your expenses. You'll learn how to review your expenses closely and begin to understand how your personal cash flow works.
2 | CORE VALUES CALL
We'll help you hone in on a personal Core Values statement that we'll use as our guiding light for our strategy. We'll learn more about your goals and priorities and you'll begin to get clarity on your income and spending.
3 | FIVE STAGES CALL
We'll go through the b&b Five Stages to Financial Legacy and determine which stage you're in so you know what you've done so far, where you are now, and exactly where you're headed. This is where we'll start to shape your Recipe for Wealth.
4 | CASH FLOW CALL
5 | RECOMMENDATIONS CALL
We will discuss concrete steps for making continued progress through the Five Stages to Financial Legacy. We'll tie up any loose ends and you'll leave the call with a clear understanding of what you need to work on in order to reach your financial goals.
WHAT WE COVER IN YOUR FINANCIAL PLAN
We'll get to everything, promise 🙂
MONTHLY CASH FLOW
SAVINGS & BANK ACCOUNT ORGANIZATION
CREDIT REPORT & SCORE ANALYSIS
DEBT PAYDOWN PLAN
INVESTMENTS & RETIREMENT PLANNING (401K/IRA/ETC)
TAX PLANNING
INSURANCE + EMPLOYER BENEFITS
ESTATE & LEGACY PLANNING
UNLIMITED EMAIL SUPPORT
NUDGE includes unlimited email support for the entire 3 months of your plan
Often, the hardest part about having a plan is making sure it all gets done. It's exciting and overwhelming all at once. While you know you're great at following through on tasks, sometimes you get stuck and despite your best intentions, it ends up never getting done.
We want to help you get unstuck while you have the momentum, so we want you to email us any and all of your questions for the next 3 months. Don't be shy, we're here to help.
LET US BE YOUR FINANCIAL ADVOCATES
NUDGE includes one financial advocate call within 3 months for when you're reeeallly stuck
Sometimes, the hardest part about getting your financial stuff done is knowing what to say to that financial institution on the phone or how to answer that weird question on an application. Now you have us on your side.
A huge part of the work we do and how we can serve you is to be your financial advocate. We'll get on the phone or do a video call as needed for things like:
- Talking to your student loan carrier or collections agency and asking all the right questions
- Finally opening that IRA
- FINALLY rolling over your old 401k(s)
- Making sure your 401k contributions and beneficiaries are set up properly
- Talking to your HR about your employer benefits
- Applying for a new credit card
- Navigating medical bills, FSA websites, etc.
- Helping you through the mortgage/home buying process
- Talking to your accountant about your tax planning needs (business structures, tax returns, SEP IRA contributions, weird IRS letters)
NUDGE is NOT for you if:
❌ You’re looking for financial planning advice by the hour
❌You’re looking for the next money “hack,” shortcut, hot investment tip, or tax loophole
❌ You want us to do all the work for you
❌ You’re not ready to unpack your financial baggage or talk about your relationship with money
❌ You don’t trust technology and don’t want to put all your information (or feelings!) in a website (even if it’s bank level encrypted)
❌ You never check your email (seriously, a lot of the work happens through email!)
❌ You want to meet in person regularly (everything is done virtually)
Nudge is not for everyone. Please be honest with yourself and DO NOT sign up for this program if any of the above applies to you. We know this is a big commitment and want to make sure this program is absolutely right for you!
COST:
For Individuals:
Under $250,000 of income - $4,000
Over $250,000 of income - $6,000
Couples and Business Owners:
Under $250,000 of income - $6,000
Over $250,000 of income - $8,000
WANT MORE?
