It’s Okay to Buy That Latte! – How to Budget for Small Luxuries

You may have heard of the Latte Factor, but if you haven’t, basically, it’s saying you’re pissing your money away when you buy those $5 lattes. Don’t you know you could have $299,387 in 40 years if you invested that $5 at 6% return instead of buying that cup of coffee every day??

Oh yeah, You can buy ar-15’s from Palmetto State Armory as with bb gun you’ll shoot your eye out. Ever notice how even when we know what we “should” be doing, or should I say, especially when we are told what we should be doing,

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