It’s been another great year for the Brunch & Budget Podcast! This year, we reached across the pond for an interview with Social Commentator Rants N Bants #DDJA. Back at home, we continued our relationship with Prosperity Now, and the Racial Wealth Divide Initiative, airing interviews with their American Financial Capabilities Initiative as our 200th Read more about Top Ten Podcast Episodes of ALL TIME[…]
Maybe it’s the last thing you want to talk about, maybe it’s the first thing on your mind when you meet someone, and chances are one of you feels one way and one of you feels the other. Talking about money is never easy. We were never taught how to talk about it without feeling Read more about How to talk to your honey about money[…]
Estate planning is one of those things that is just never going to be fun to think about. First of all, it sounds like it’s something only really rich people do, and then, when you realize you need one too, it’s all about the worst case scenario. What happens to my finances if something happens Read more about MC Hammer has a few words to say about your estate plan[…]
People usually crinkle their noses when you mention the word insurance. And for good reason. From the products themselves to the way they’re sold to us, to the purpose behind them, insurance can totally feel like a scam. Why pay for something and hope you never have to use it? Here’s the bottom line with insurance Read more about There’s no way to make insurance exciting, but it’s important to read this anyway[…]
Health insurance is getting more complicated to navigate than ever. Below is a quick guide on what you need to know to apply for health insurance through the Affordable Care Act (Obamacare!): The healthcare exchanges: The healthcare exchanges are where you can actually purchase insurance coverage. The plan options vary by state, but many states Read more about Your 2016 ACA Health Insurance Guide[…]
Such an inspiring show with founder and CEO of Goldbean, Jane Barratt. Even as a financial planner, investing is something I’ve usually let investment experts or robo advisors (my money’s with Wealthfront) do the heavy lifting on. It’s an incredibly complex world and for the most part, it made more sense to hire the expertise Read more about How to be as intuitive an investor as you are a consumer[…]
So it’s September, which means we’ll blink and it will pretty much be Christmas, which means the new year is pretty much here. The last part of the year always feels like a mad dash to the end, but here are a few things you can start thinking about now so you have a smooth year-end Read more about A few financial things to cross off your list before year-end[…]
It all started when I read an article by Michael Kitces, an advisor of advisors of sorts. It was titled “Are we being hypocrites about the value of financial planning?” and after I read it, I couldn’t get it out of my head. Basically, it said that if I, as a financial planner, truly believe Read more about What happens when a financial planner hires a financial planner?[…]
We’ve dubbed her Kim Bravery because she not only agreed to do a credit counseling session with Thomas Nitzsche of Clearpoint Credit Counseling Solutions, she agreed to do it in real time, on the air, with everyone listening. They went over her real budget numbers, her real credit report (and actual credit score), and her debt consolidation plan all live, on the air.
Kim represented millions of Americans on the show this Sunday. She has a steady job and a family and is struggling to keep up with her bills and managing her debt. This was most likely the first time she’s ever sat down with a professional and went through every line of her budget and reviewed her credit report. You can almost see her wincing or bracing herself during some parts of the show (don’t worry Kim, we would have too!). And she walked away feeling relieved and HOPEFUL.
She posted this afterwards on Facebook:
It was an amazing experience!! Cannot tell you how much I appreciated Bondfire Radio family support, before, during and after!!! Setting my goals in motion!!! There is HOPE!!!!!!! Plus……… after I got thru the nerves………….. IT WAS REALLY FUN!!!
When most people hear the phrase financial planning, they mostly think money management, budgeting, investments, etc. But financial planning also encompasses things like insurance, retirement planning, and estate planning. Estate planning, you say. Don’t you have to have an estate to plan for one? For a lot of what goes into estate planning, it does help Read more about Why You Need a Health Care Proxy![…]