Budgeting Archives - Brunch & Budget® | Affordable financial planning, coaching, advocacy for freelancers, young professionals, families, couples, women, People of Color

Love & Money – how to stop fighting about the only thing you fight about

Finances are often the thing most couples fight about (I've had a number of couples tell me, "this is the only thing we fight about") and part of it is because there is so much ego/pride/shame/embarrassment around how you handle your own personal finances and admitting them to the person…

Brunch Bite VIDEO: The best piece of financial advice we’ve ever received

It was quite the Independence Day when we filmed this Brunch Bite video, guest starring Chaz Kangas (in one of his two (yes two!) July 4th outfits of the day). Right before we lit some fireworks, we wanted to share the best piece of financial advice we've ever received, click…

5 Week Financial Plan Week 2: Spending & Debt

What are your spending triggers? + Let’s talk about debt, baby

In week 2 of our 5-Week Financial Plan series on Bondfire Radio, we talked about spending and debt. Before we tackled the debt, we tackled the spending, as in, why do we spend money in the first place? We found a great list of spending triggers from this Money Crashers…

Your 2016 ACA Health Insurance Guide

Health insurance is getting more complicated to navigate than ever. Below is a quick guide on what you need to know to apply for health insurance through the Affordable Care Act (Obamacare!): The healthcare exchanges: The healthcare exchanges are where you can actually purchase insurance coverage. The plan options vary…

A few financial things to cross off your list before year-end

So it's September, which means we'll blink and it will pretty much be Christmas, which means the new year is pretty much here. The last part of the year always feels like a mad dash to the end, but here are a few things you can start thinking about now so…

What happens when a financial planner hires a financial planner?

It all started when I read an article by Michael Kitces, an advisor of advisors of sorts. It was titled "Are we being hypocrites about the value of financial planning?" and after I read it, I couldn't get it out of my head. Basically, it said that if I, as…

Why Being an English Speaker Makes it Harder for You To Save Money | Brunch on a Wednesday

I stumbled across a TED talk by behavioral economist Keith Chen, who did a study on why some countries' citizens have a higher savings rate than others. He found a really crazy correlation between the countries who saved more and the countries who didn't - the way the country's language spoke about…

Brunch on a Wednesday: How learning how to drive is like learning how to budget

I'm turning 30 in September and one of my goals before I turned 30 is to learn how to drive. Yes, I somehow escaped from California without a driver's license, then spent the last 7 years in a city where having a car was more of a liability than a necessity. I…

The Entrepreneur’s Guide to Money Management (Maker’s Row guest blog post)

(originally posted on Maker's Row blog) All truly successful business owners understand that their success is based on a simple equation: When revenues are greater than expenses, the difference in the two numbers is profit or earnings. Many companies appear to be turning a profit on paper in complicated reports…

4 Ways the Prison Industry Affects Your Everyday Life

2.3 million people are currently incarcerated in the United States, more than any other country in the world and up 500% in the last 30 years. 60% (almost 2 out of 3!!) of people in prison are people of color. But stats are just stats. How does this actually affect your everyday…

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