| Get clarity on your goals and financial future |
| Feel confident that you’re making the right financial decisions |
| Have time to focus on what matters most to you |
Get BUDGE Coach and make real financial change and still live your life.
Let's do this.
BUDGE Coach is perfect for you if:
Here's how we'll work together:
STAGE 1 | Let's Get Organized
The first step is to figure out exactly where everything is. Let’s get to work and dig deep.
We’ll work together to set up your financial portal, get your important financial docs uploaded, set up the Budge Blueprint tool, and have our Let's Get Organized video call, where you’ll learn how to think about your income and spending and categorize expenses.
You’ll get some homework to complete before we have our next call to start unpacking some of the financial baggage you’ve been carrying with you.
STAGE 2 | Let’s Get Real
Here's to looking at the facts and making realistic commitments for yourself.
We’ll go through all your financial information with a fine tooth comb, as well as review the expenses you so carefully categorized. We will have our Let’s Get Real video call with advice tailored to your specific needs and circumstances. You'll finally have a clear understanding on your:
∞ Cash flow - exactly how much you're making and spending each month and where it's all going
∞ Savings - how much to put towards savings and how to organize your bank accounts
∞ Credit - full credit score/report analysis so you know exactly how to raise your score
∞ Debt - what your best options are for paying down debt while still saving
We will start setting metrics to track, prioritizing our next steps, and getting everything into place.
STAGE 3 | Let's Get Serious
There’s so much more to financial planning than just the budget.
We’ll have our Let's Get Serious video call, where we will cover the rest of the fun stuff:
∞ Investments - should you be contributing to your 401k or a separate IRA? Traditional or Roth? How much should you start investing each month? What should you invest in?
∞ Taxes - are you maximizing your current tax situation? What can you deduct as an employee or freelancer? Are you letting the government borrow too much of your money?
∞ Insurance - we'll go over your health, life, disability, home/renters/auto insurance, oh my!
∞ Estate planning - do you need Will? Health care proxy? Power of Attorney? All of the above? Are your beneficiaries listed correctly?
STAGE 4 | Let's Make it Happen 🙂
It’s time to get to work and let the rubber meet the road.
The Budge Blueprint will be our guide to your financial confidence, peace of mind, and empowerment.
We’ll put all of the action steps we talked about in the Budge Blueprint so you know exactly what you need to focus on, and set metrics to track every month so you stay on top of your cash flow (and you'll know exactly what that means!). We’ll stay in touch through email and messaging to get it all done.
We’ll have 30-minute Let's Catch Up video calls scheduled every 3 months to get updates on your progress and any changes we need to make to the Blueprint and have Financial Advocate Calls when you need someone in your corner to have those hard conversations with financial institutions.
STAGE 5 | Hello, Tomorrow is Calling
Your finances and your goals are a constant moving target, but by this point, you’ll understand this whole financial planning thing is actually a lifelong process in disguise! Once we set a foundation for your finances, we'll be able to get you to the next level.
Budge Coach will be with you every step of the way for all the new decisions you need to make and new opportunities you need to take.
Here's what you get:
BUDGE Coach is NOT for you if:
∞ You’re looking for a “quick start” plan or financial planning advice by the hour
∞ You don’t have the time to commit or room in your schedule to examine your finances more closely
∞ You’re looking for the next money “hack,” shortcut, hot investment tip, or tax loophole
∞ You want us to do all the work for you
∞ You’re not ready to unpack your financial baggage or talk about your relationship with money
∞ You don’t trust technology and don’t want to put all your information (or feelings!) in a website (even if it’s bank level encrypted)
∞ You never check your email (seriously, a lot of the work happens through email!)
∞ You want to meet in person regularly (everything is done virtually)
Here's what it costs:
(sliding scale based on income for individuals and couples)
A Note on Income Based Pricing: We are a staunch believers that everyone deserves access to unbiased and high quality financial planning advice and the peace of mind that comes with knowing you have a financial professional who's on your side.
We're committed to your financial success, no matter how much money you're making now.
That's why we have income-based monthly subscriptions for BUDGE as an affordable, manageable way for us to continue working together throughout the year. You don't have to worry about whether you'll have a big chunk of money a few times a year.
With a monthly subscription, you'll have continuous and comprehensive support, so we make sure all the things we got really excited about in our first Brunch actually happen.
Note: If you're in a couple, add your incomes together and use the couples rates (the ones with the turquoise buttons below!). Also use the couple rates if you have kids or other full time dependents.